Terms and Conditions

This information is provided for general informational purposes only and is not intended as financial, investment, legal, tax, or other professional advice. These calculations are estimates that depend on the information input by the user. If any of that information is inaccurate or actual future experience does not match the assumptions, the benefits payable in retirement may be different. The projected benefit amounts shown are not a guarantee of future benefits. Actual benefit amounts will be determined at the time of retirement by the Plan Administrator for each plan.

The information presented here does not take into account the investment objectives, financial situation, or retirement needs of particular individuals. It is important that you consider this information in the context of your personal risk tolerance, investment, and retirement goals.

You should not depend solely on this information in making any decision that will affect your personal financial situation, retirement, or tax situation, or before investing in any product. You should contact your own professional advisor prior to making any such decision and for details on how such decisions will affect your personal, legal, and tax situation.

In the event of a conflict between the information presented today and the official plan documents or policies, the official plan documents or policies will govern. The Board of Trustees of the IBEW Local 48 Pension Trust retain the right to amend, terminate, or modify the terms of the Plan, subject to the requirements of applicable law.